FIRST TIME HOME BUYERS SEMINAR IN KEYPORT

Make your dreams of owning a home a reality!  Thursday May 10th, Better Homes Realty in Keyport will be hosting a FREE First Time Home Buyers Seminar here in town at a local coffee house called Esspresso Joe's. There will be a variety of speakers and Real Estate professionals on hand to answer all of your questions and concerns in todays very challenging market.  Information on Monmouth County Grant Funds and Short Sale advice will be available! Preview available properties for Keyport, Hazlet, Aberdeen and Middletown. The meeting will start at 6pm and for more information please contact the Keyport office directly at 732-264-9593!!!

The Preserves at Matawan

Only five units remain at the Preserve in Matawan MATAWAN - The Preserve at Matawan offers the perfect blend of luxurious condominium living and commuting convenience. ... And while all these new constructions units are available for a quick delivery, only five remain. Located only two miles from the Aberdeen-Matawan train station, each unit features two bedrooms and two baths, roomy interiors with open floor plans, a private balcony or terrace and complete freedom from exterior maintenance. The park-like setting off Ro ute 79 is minutes from shopping, parks, beaches and major roadways. Buyers can also feel confident in the record of Preserve builder, American Properties. For over 40 years, American Properties has been a leading development, investment and management company in New Jersey. Not only has the builder constructed over 10,000 homes, apartments and condominiums, American Properties has also completed over 1,000 hotel rooms and 3 million square feet of commercial space. Currently, American Properties has active projects throughout New Jersey with prices ranging from $199,990 to $1,700,000. Headquartered in Woodbridge, NJ, American Properties is one of the first builders in the state to obtain a Leadership in Energy and Environmental Design (LEED) Certification, as well as multiple awards from the New Jersey Department of Environmental Protection (NJDEP). American Properties has also been awarded with the highest honors f rom the New Jersey Builders Association (NJBA). For more information or to schedule an appointment to view of one of the units at The Preserve, contact Anita Kazmierczak from Better Homes at 732-547-2710 or email her at Anita@BetterHomesUS.com   [caption id="attachment_4900" align="alignnone" width="150" caption="The Preserves @ Matawan"][/caption]    

National Open House Weekend Tips!

ATTENTION BUYERS!! The time has come to get your comfortable shoes on, grab a water bottle and get the car keys, it's National Association of Realtor's Open House Weekend and in Monmouth County the balloons will be everywhere!!! Here are some handy tips that you may want to keep you from getting overwhelmed by it all. First, make it an occasion to spend some quality time with your significant other by getting a babysitter so you can see as many as possible and look forward to lunch or dinner after 4pm when most of them end. Second, have a plan! Know which areas you are most interested in based on school systems, access to work or family members, Hazlet, Middletown and Holmdel are among the most popular. Try to determine the exact style of house that you like such as a Colonial, Ranch, Split, Bi-Level or Cape. Research these different styles so you have an idea of what they look like from the street and try to resist the temptation to look at any that you know will not be your dream house so will have time to preview the right one.  Establish if you definitely want a garage, this will cut down on the amount of homes you would be tempted to preview on your drive by. Bring a pen and make notes on the print outs offered by the Realtors so you will be able to refresh your memory at the end of the day. And finally, remember to have fun and get excited about the prospect of buying your next home! Joanne Schiffres, http://joannes.betterhomesus.com Better Homes Realty, Hazlet 732-757-5013    

Your Realtor Is A Valuable Resource

Realtors are more than just "door openers".  An experienced full time agent has established and maintained great industry relationships over the years in order to serve his or her clients when it comes to the largest purchase they will ever make. Your Realtor's sole purpose should be to make your transaction as seemless as possible. That is why they should be the first person you go to when you need an important referral such as an attorney, home inspector or most importantly, a mortgage representative. Real Estate transactions are only as good as the people involved in order to move things along in a timely fashion and open communication between those related industries are most important when difficulties arise. Why wouldn't you, the buyer or seller, want all parties involved in your transaction to have your best interests in mind and make this experience one of excitement and joy rather than something else entirely! Joanne Schiffres  http://joannes.betterhomesus.com Better Homes Realty 732-757-5013

Real Estate Social Media

There’s a URL for That

By JILL P. CAPUZZO

LARRY VECCHIO, a Monmouth County real estate broker, was ahead of the curve in the late 1990s when he started buying up a number of generic-sounding Internet domain names that he thought might come in handy one day. The URLs he first went after were “Homesin(fill in the blank).com,” the blank being the names of the 20 towns his agency, based in Hazlet, served. Once he saw how easy and cheap it was to make these purchases — for a one-time flat fee or annual rentals — Mr. Vecchio started buying up every similar-sounding URL (Uniform Resource Locator) he could get his hands on. “I just thought, if you were going to look for a house, what would you type in?” he recalled. “So I looked up ‘homesin...’ and nobody had them.” Among those he learned were available were HomesintheUnitedStates, HomesinNorthAmerica and HomesinNewYork. (One that had already been spoken for was HomesinNewJersey, which was owned by someone in the Canadian town of New Jersey, from whom he was able to buy it for $1,500.) Today he owns 1,300 URLs, including “Homesin...” and “Condosin...” for just about every municipality in New Jersey, as well as towns throughout the country. He also owns the domain names, meaning that by adding a backslash and the name of any town in the United States, he has a network of some 35,000 URLs. As the vast majority of house hunts happen over the Internet, Mr. Vecchio’s URLs have a colossal resale value — far exceeding what he paid for them. For instance, he said he had been offered $100,000 for “HomesinForeclosure.com.” But this 54-year-old Web visionary has bigger plans for his holdings. Until recently, most of the Homesin... pages have had little or no content. But Phase 2 of Mr. Vecchio’s plans for HomesinYourTown.com envisions the URLs as the go-to real estate search-and-information site for anyone looking to buy a home in New Jersey and beyond. He has recently bought access to real estate listings nationwide, at a cost of $4,000 a month; he plans to populate his Web sites with these by the end of February. This will put him on similar footing with many other national real estate search sites, like Zillow.com, Trulia.com, the Multiple Listing Service, Realtor.com and Homes.com. But what he is hoping will make his sites more valuable are the “town leaders” he is trying to get to host each site: local agents or mortgage officers who will blog about area homes, schools, businesses and other community news in exchange for being the featured real estate professional on the site. By combining this hyperlocal reporting with real estate listing information, Mr. Vecchio said, he has developed “the first social media real estate site.” At the 2011 Tri-State Realtors Convention in Atlantic City in November, agents were competing for blogging rights on the URLs of some towns, said Christopher Sheridan, a real estate marketer who is signing up the local bloggers for Mr. Vecchio’s sites. “If you snooze, you lose,” said Mr. Sheridan, who has thus far signed up 180 town leaders, most of whom are paying the company $50 a month for that privilege. “If somebody wanted a town, I told them they better take it, or at least put something down.” Judith Weiniger, a Somerset County agent, recently signed on to be the featured broker on the HomesinWarren.com and HomesinWatchung.com sites. She described her venture as part of her overall commitment this year to embracing social media as a selling tool. “I’m a big believer in this hyperlocal social media strategy,” said Ms. Weiniger, an agent with Re/Max Premier in Warren Township. “People are more apt to trust a person or a business if they know someone else trusts them. I’m looking to build continued good will.” National Web-based real estate sites, too, are adding social media elements to their offerings, with blogs, links to Facebook and Twitter, and user apps. Patty McNease, the marketing director for Homes.com, said her company’s site was now posting a blog almost every day on some general-interest real estate topic. As far as localizing the information goes, Ms. McNease said, the site offers a question-and-answer section allowing readers to post queries about a given market, and “they’ll be bombarded with answers from local realtors within a few hours.” The goal at Homes.com — the country’s fourth-largest Web-based real estate site, according to comScore.com, a digital data analyst — is to “try to capture and keep visitors at our site as long as possible,” Ms. McNease said. Ian Lazarus, a broker with the Landis Company in Sea Isle City, signed on to host the Homesin... sites in Sea Isle City, Cape May and Avalon. He said he had been slow to embrace the blogging component of real estate sites, which in recent months had provided him with 50 to 60 leads, the majority of them people living outside of New Jersey. “He’s got 1,300 URLs, and every one is linked to the others,” Mr. Lazarus said of Mr. Vecchio. “That’s a lot of juice. And for me it’s important, because it’s something I can never build.” [caption id="attachment_4389" align="alignnone" width="190" caption="Real Estate Social Media"][/caption]

Looking for an FHA-approved condo or townhome in Tinton Falls? Call Erica Herbst (732) 850-0944 for

There are FHA approved 1-3 bedroom condos and townhomes available from $179,000-$300,000. (Tinton Falls and surrounding area.)   Fantastic location, minutes to parkway, route 18, shopping & beaches!  Contact Erica Herbst 732-850-0944 or eherbst11@yahoo.com.  

Let's Buy Something Together...

Buying A Home With Past Credit Problems Buying a home can be both exciting and stressful but, for those with past credit problems, the process may also seem intimidating.  The good news is that many lenders have adapted to the idea that many hopeful homeowners simply need a second chance, which means that past credit problems no longer have to define your future. Credit Blemishes When life unexpectedly takes a turn for the worst, it’s not always possible to come out without a few bumps and bruises. Every day, people are faced with late or missed credit card payments, mortgage foreclosures, bankruptcy proceedings, auto repossessions and even civil judgments that will affect their credit reports for years to come.  Whether it’s from a job loss, injury or just a simple case of temporary hardship, credit blemishes are often a part of life.  The good news is that they no longer have to prevent you from becoming a homeowner. Give Yourself A Little Credit After experiencing a credit problem, most lenders will want to see an attempt to rebuild your credit through a steady payment history with a new account.  This can be accomplished by applying for a credit card and maintaining a responsible use of the account.  If you aren’t approved for an unsecured card, you can always apply for a secured credit card. Either will rebuild your credit over time and will help to show lenders that your past credit problems are just that - in the past. Clean Up Your Credit Report Before applying for a home loan, make sure that you check your credit report from each of the three major credit reporting agencies. Every 12 months, consumers can request a free copy of their credit report from Experian, Equifax and TransUnion. If anything is incorrect or found to be inaccurate, filing a dispute with the credit reporting agency can help to get the information corrected before speaking with a lender. When you apply for a home loan, the lender will access your credit report for the purpose of determining your creditworthiness. In an effort to ensure that you have the best possible chance at being approved for the loan at the best possible interest rates, making sure that your credit report is accurate is a must. Save Up For A Down Payment Some homebuyers often qualify for a mortgage with down payments as low as five percent (three and one half percent for FHA loans), but those with past credit problems may be required to shell out up to 35 percent or more for a down payment on their new home.  A buyer who pays a larger down payment obviously has more vested interest in the home and may, thereby, be less likely to default on a loan.  If you have past credit problems, check with your lender about specific down payment requirements and start saving! Creative Financing Options If you’ve exhausted all of your conventional efforts and are still turning up empty, don’t give up just yet. Alternative financing is an option that many homebuyers use to purchase a home.  Your REALTOR® can provide you with details regarding any lease purchase and/or owner financing properties, which may require no credit check, no bank qualifying, a low down payment and competitive interest rate options.

Mark the Date!!! Your Residential Real Estate Questions Answered.

Live Chat on Ustream.tv  by Lisa Alaimo of Better Homes Realty.  Present will be Michael J. Weber of Weber Law Offices in Howell, NJ.  Chat live and ask you real estate questions.  All Residential real estate questions and RE Legal Quesions. Re-sale, short sales, bank owned, foreclosure, condo's, town homes & rentals. Mark the date... March 1, 2012 at 7:PM You can email your request prior, we will respond on live chat and email you back with answers. Email to : LAlaimo@BetterHomesUS.com See you there... Channel Name:  BHRLisaalaimo or search on ustream.tv  NJrealestateagent   or just click the link below and save to your favorites. http://www.ustream.tv/channel/njrealestateagent Lisa Alaimo.. . .www.SearchHomesinNJ.com     for Michael Weber of Weber Law offices...  www.WeberLawOffices.com

Avoiding Foreclosure (Government information)

http://portal.hud.gov/hudportal/HUD?src=/topics/avoiding_foreclosure Call me with any questions. 800-531-2885 x 451 or email me at:  LAlaimo@BetterHomesUS.com  Better Homes Realty   Lisa Alaimo

Pricing your home to sell.

How to use comparable sales to sell your home.. Click the link from houselogic..  http://buyandsell.houselogic.com/articles/how-use-comparable-sales-price-your-home/ Lisa Alaimo/Better Homes Realty   800-531-2885 x451  www.LISAALAIMO.com   email me at: LAlaimo@BetterHomesUS.com

How much Mortgage can you afford?

4 good tips.. Click the link for info: http://buyandsell.houselogic.com/articles/4-tips-determine-how-much-mortgage-you-can-afford/ Lisa Alaimo/Better Homes Realty:   www.LisaAlaimo.com   email me: Lalaimo@BetterHomesUS.com   or call me at: 800-531-2885  x451

Revaluation coming in Little Silver, Shrewsbury; Fair Haven resists

LITTLE SILVER — The phrase is enough to make little hairs on the back of a homeowner’s neck stand on end – a revaluation is coming this year. Little Silver and neighboring peninsula towns Fair Haven and Shrewsbury borough all have been ordered by the Monmouth County Tax Board to conduct revalulations of property this year, said Stephen Walters, tax assessor for the three municipalities. The last revaluation was done in 2002, he said. Fair Haven officials filed an appeal of its revaluation order in October after Mayor Michael Halfacre announced at the Oct. 12 meeting that the council “determined it is not in the best interest of the taxpayers” to take that action. Officials in Shrewsbury and Little Silver decided to proceed with their revaluations, Walters said. Little Silver’s request for proposals are out and are returnable on Jan. 31. Usually a revaluation is ordered either when 10 years has passed or when the ratio between market value and assessed value has dropped under 80 percent. County tax board data show that Fair Haven’s ratio is 77.02 percent, Little Silver is 77.40 percent and Shrewsbury’s is 74.72 percent for 2011. “It’s the dynamics. Some towns fight them off, others feel it’s in best interest to make (tax burden) distribution fair,” Walters said. “No one will step up and say they like taxation, but there is some comfort level if people know there’s a uniformity in assessments.” A Jan. 31 return date for proposals could allow the Little Silver Borough Council to hire a company in February, meaning that inspectors could be on the streets starting in March and working into the summer, looking at individual properties, he said. No cost has been estimated because there are only nine companies qualified by the state to conduct revaluations, he said, and a price will vary by availability and workload. After the company analyzes the data collected, property owners will get their opportunity to look at the results and correct any physical errors in the inspectors’ findings, Walters said. “Many times the meetings with owners is to confirm facts, such as how many bedrooms there are,” he said. “If there is a question (raised) during the meeting, the firm will send someone to the property and make a correction.” The specific assessment for a property is not addressed in those meetings, he said. That would be addressed by filing a tax appeal in county tax court. Despite the decade old assessments, Little Silver hasn’t seen many tax appeals filed by property owners. Last year there was one tax appeal filed for every 100 properties in the borough, Walters said. Based on past history, Walters said that 20 percent of the properties will go up in assessed value, 20 percent will go down and 60 percent will stay the same. Larry Higgs